SO ....YOU WANT TO BE DEBT FREE?

So.... you want to be debt free?

Well of course you do!

So what's the easiest and most obvious thing that we can do, to begin the process?

It's Simple: Stop overspending.

I know, I know... society, our "get it now, pay later" culture, advertisers and the allure of "instant gratification" have a strangle hold on you, but hey! The truth is: if you never cure the root cause of the problem, then the problem will never go away!

So what's the root cause of all your debt problems? Spending too much.

How can we cure this problem? The answer is simple. Not exactly "easy", but very simple: Control your spending. How do we do that? First, we must TRACK our spending.

Research has shown that people who do not track their spending on average spend 10% MORE than they make. Sound familiar?

So how do people who over spend get by each month? Enter credit card debt... have any? If so, I would venture to say that you may not be tracking your spending either. Is this the case? If so, take the first step to becoming debt free and take control of your spending.

The best way to get control of your spending is to find a simple way to begin tracking your spending. You must set up a spending plan (budget). It takes choice, action and some self discipline, but hey, so does ALL financial success.

What's in it for you? Well, by tracking your spending you'll recover the 10% of your income that you're currently over spending and STOP the "need" for you to go further into debt. Just think:

If you make $3,000.00 a month in income, that's THREE THOUSAND LITTLE CHOICES you have every single month. That's a lot to account for, but by DOING IT; you will gain insight into your spending habits. Simply by becoming aware, you will start making better choices.

What We Think About ~ We Bring About

A "Fatter Wallet" ....is it all about the money? Absolutely not!

What is it that you want to accomplish in this lifetime? Are you happy with a mediocre lifestyle, being in debt and not knowing if you will have a secure future? It is absolutely necessary for us to be financially free, so that we can help others. We must "walk our talk". My goal is to help those who have the desire, to become "debt free". Zero when it comes to credit cards, mortgages, car loans, personal loans or debt of any kind. Zero debt will automatically create a "Fatter Wallet".

Remember, it all starts with our thinking, our belief and an attitude of graditude.